State Pension and benefits entitlement - Voluntary NIC

State Pension and benefits entitlement - Voluntary NIC

Your entitlement to the basic State Pension and certain bereavement benefits could be affected if there are gaps in your National Insurance contributions record. You may want to consider filling in the gaps by paying voluntary National Insurance contributions. Whether it will make sense for you to do so will depend on a number of factors.

You need 35 full years to get a full state pension and a minimum of 10 to get anything at all.

We cannot tell you how much you may need to pay or whether indeed you have a gap, but HMRC's website provides full advice how you can determine your individual situation. Please see the following link to HMRC's full guidance in this matter.
 
 


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